Plan for Work helps a worker transition off cash benefits

Knowing her household income would be greatly reduced when her son turned 18 and his Social Security benefit would stop, a client wanted to increase her hours at work to make up for the loss. She was unsure how the increase would affect the disability-based widow’s benefit she received. Working with a CWIC at DRO, she found out she wouldn’t lose her cash benefit right away because a Social Security work incentive allowed her test her ability to do more work for at least 9 months, without affecting her benefit. She is now ready to earn enough to stop receiving her cash benefits.

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